The average credit card interest rate in America is now over 22%.

If you're angry about mortgage rates increasing to over 7%, but you filled your gas tank and bought your morning coffee with a credit card, it might be time to rethink some stuff...

There are two types of people these days: Those that do things and those who comment on those who do things.

Wag more Bark less.

I’m excited to announce our new spending account and DEBIT card— Gazelle! It aligns with the debt-free principles that I teach, so you can spend and save #theramseyway .

Learn more and get started! - ter.li/nebk1u

Thanks for joining us in Dallas this weekend!

Good morning, Dallas! Today’s the day - Smart Conference with our whole Ramsey team, Rachel Cruze, Ken Coleman, Dr. John Delony, George Kamel, Kristina Ellis and Craig Groeschel + Amy Groeschel!

Pumped to see this room full of a few thousand of our closest friends.

In the great state of Texas for our Ramsey Smart Conference tomorrow. Let’s go!

Restroom sign in Cabo

Adults devise a plan and follow it. Children do what feels good.

If you're ready to 'grow up' with money and finally take control, check out my team's free assessment that will give you a custom plan! ter.li/xbm12g

30-year mortgages are for people who enjoy debt so much, they want to extend it for fifteen more years and pay thousands of dollars more for the privilege to have it.

Most people won't choose to change until the pain of where they are is more than the pain of making the change.

Golf at Cabo’s fabulous Quivira with my best girlfriend of over 40 years. Live like no one else so later you can live and give like no one else.

MILLIONS of people have changed their futures with the help of Financial Peace University. Now it's your turn.

Get started today! ter.li/c8ugmm

Go Vols!!

Outrageous Generosity permanently changes the shape and size of your spirit. It will rock your world.

Your top wealth building tool is your INCOME. To begin building wealth, you've got to free your income up. That's why I teach to complete Baby Steps 1 - 3 BEFORE you begin investing.

When you're finished, find a pro you can trust to guide you. ter.li/4ebb78

I joined George Kamel on today's episode of the EntreLeadership podcast. We discussed the BIG differences between a leader and a boss.

Check it out: ter.li/h4l9wh

'A good person leaves an inheritance for their children's children...' — Proverbs 13:22 (NIV)

The decisions you make with money have the power to impact the generations that come after you. You get to decide what kind of legacy you leave behind.

Tonight was our 13th annual Ramsey Battle of the Bands!

7 bands made up of Ramsey team members took the stage with a couple thousand of their teammates and guests there to cheer them on. Love it.