Withdrawing from your Roth IRA can seem like an easy fix when money is in short supply. But pull funds out too early and you could trigger income taxes and a 10% penalty. investopedia.com/roth-ira-withd…

Illegal in the U.S., spread betting is high risk but offers high-profit potential, zero taxes, high leverage, and wide-ranging bid-ask spreads. investopedia.com/articles/activ…

General Agreements to Borrow (GAB) was a lending medium offered through the International Monetary Fund by the Group of Ten countries. investopedia.com/terms/g/genera…

The price of gold isn’t just based on the broader economy and gold’s uses as a material. There are many other factors that dictate gold’s perceived value. investopedia.com/financial-edge…

The present value interest factor of an annuity is calculated to compare the real value of a lump sum payment today and the same amount of money paid over time. investopedia.com/terms/p/pvifa.…

You can recharacterize a Roth IRA as a traditional IRA and vice versa. But a rule change limits Roth conversions. Here's what you need to know. investopedia.com/articles/retir…

A Roth IRA conversion moves your assets out of your traditional IRA or employer-sponsored plan and into a Roth IRA. It sets you up for tax-free withdrawals. investopedia.com/articles/finan…

Closing a credit card can be safe for your credit score if you pay down balances first—discover the key steps to do it right! investopedia.com/how-to-cancel-…

A Keogh, or HR10, is an employer-funded, tax-deferred retirement plan for unincorporated businesses or the self-employed. An IRA is funded by employees. investopedia.com/ask/answers/09…

Before taking out a personal loan, you should pre-qualify with several lenders to find the best possible rates. We’ll show you how to pre-qualify for loans and compare your options. investopedia.com/how-to-pre-qua…

Roth 401(k) and 401(k) accounts both provide a way to save money for retirement. However, with a Roth 401(k), contributions are made with after-tax dollars while traditional 401(k) contributions are made with pre-tax dollars. investopedia.com/roth-401k-vs-t…

A conditional offer is an agreement between a buyer and a seller that an offer will be made if a certain condition is met. investopedia.com/terms/c/condit…

The term weightless economy refers to the trade of products and services that are abstract or intangible, such as professional services. investopedia.com/terms/w/weight…

Harris and Trump could clash over these economic issues in Tuesday's debate. investopedia.com/harris-and-tru…

The American Dream now costs $4.4 million—that’s the estimated lifetime household cost of common milestones, including getting married, raising two children, buying a home, having new cars, saving for retirement, going on yearly vacations, and more. investopedia.com/cost-of-the-am…

How much you can afford to borrow depends on a number of factors, not just what a bank is willing to lend you. investopedia.com/articles/pf/05…

How much of the U.S. national debt is each president responsible for, and which presidents increased the debt the most? Here's everything you need to know: investopedia.com/us-debt-by-pre…

Let's explore how inflation has fluctuated throughout different presidential administrations: investopedia.com/us-inflation-r…

The 403(b) plan is designed to help employees of schools and nonprofit organizations build wealth for retirement and save on taxes. investopedia.com/articles/retir…

Refinancing Parent PLUS loans can help you save money and reduce your monthly payments. Learn how to refinance your Parent PLUS loan. investopedia.com/how-to-refinan…