I am amazed that fund managers, who generated negative returns in a major bull run (last 3 years), are STILL celebrated as Gods. You have to be a really bad investor to make negative returns" when the overall markets is giving 20%+ CAGR. This is no hate post against anyone.

If your liquid net worth is more than 2Cr+, you should: 1) Optimise for taxes 2) Learn about tax residencies 3) Figure out international investing options (which will help you offset currency depreciation risk) Giving money to PMS folks seems like an easy fix. But, it is

[1] When you grow your skills, you solve your money making problem. [2] When you buy gold, you solve your buying power problem. [3] When you buy stocks, you solve your money growth problem. [4] When you buy real estate, you solve your cash flow problem (regular income). And,

If you are a hard working person, you have enough opportunities across the globe. - You don't need to worry about: who will come to power next - Is Soros working against India? - Will the LTCG be 30% in the next 10 years? Focus on you. Work hard for your family. World is

People fight for 2-3% alpha in the markets. Then pay a 30-40% tax. Maybe the biggest alpha in the future would come from saving taxes. In the next 20 years: people who save on taxes will be rich. Not the ones, who keep fighting for 2-3% market alpha.

You can't change the world, you can only change yourself. And, in that process: you change the world. In India, the youth is deeply misguided. They think that by talking politics & defending their milords, they will change the country. Watching useless podcasts/content on

General category leaves because for them there is not much return on taxes. On top of this, when their next generation is left with little to no opportunities (and have to fight reservation on everything) They have no option but to migrate for better opportunities. Footing

Post BREXIT, the UK started collapsing because: SME (small & medium enterprises) struggled to do business with the rest of EU. Small businesses are the engines of employment & more equitable growth. To create a good economy: you need strong small scale firms. If all

The Next Real Estate crisis will NOT BE like the 2008 crisis. The roadmap to dealing with such a crisis is already quite clear. Hence, the RE prices are unlikely to fall like 2008. The next crisis is more likely to be an inflation crisis. Where the governments will tell you:

People often focus on PRICE correction. But, the future of investing will be avoiding TIME correction. [1] Price correction: you buy something at 100, it falls to 80. This is a 20% price correction. [2] Time correction: you buy something at 100, it stays at 100 for the next 5

In India, everyone seems to be fighting with each other: [1] Reserved vs unreserved [2] Direct tax payers vs freeloaders [3] Fight on religion [4] Veg vs non-vegetarians [5] BJP vs Congress vs AAP [6] Soros vs non-Soros gangs Every day there is some new fuel added to the

Here is how you will lose wealth:- [1] Buying a 2BHK from a "reputed builder" [2] Buying overvalued large caps trading at 100PE with stagnant/shrinking business [3] Buying firms whose only MOAT is political connections (this is gamble) [4] Investing in overvalued IPOs [5]

Was having a chat with my 4 year old son about AI. My son asked me to explain: What is AI? A) Humans have brain. Robots can also have a brain. They can think, that's AI What will they do by thinking? A) Do stuff. Clean things. May be even make money. Then why do you need

I am not a Trump supporter, but this idea is quite amazing. And, much needed in every country. The scale at which governments waste money is unreal. And, it comes back to bite people in the form of higher inflation & taxes. Going to the source to cure this problem is a great