What is the 50/30/20 Rule?

The 50/30/20 rule allocates portions of your income toward needs, wants, and savings. See what this financial strategy entails and how it can benefit you.

americanfinancing.net/saving-money/5…

Mortgage Myth:
You should always choose the lender with the lowest rate. The lowest rate doesn't always mean the best deal.

We can help you look beyond the interest rate to understand the total cost of the mortgage.

#BestDeal #BeyondInterestRate #TotalCostEvaluation

Mortgage Tip:
Call us for a friendly chat about factoring insurance and taxes into your budget.

#InsuranceAndTaxes #HomeownershipCosts #BudgetingTips

3 Tips to Getting the Best Home Warranty

No two home warranties are the same. That’s why it’s critical to obtain a warranty specific to your needs and budget. Find out how in this article.

americanfinancing.net/lifestyle/home…

Mortgage Myth:
A lower credit score means you'll get rejected. Not always. You might qualify for certain types of loans even with a lower credit score.

Our experts can help you understand your options.

#LowerCreditScore #LoanQualification #ExploreOptions

Mortgage Tip:
Let us help you navigate the closing costs. Contact us today.

#UnderstandingClosingCosts #BudgetingHelp #FinancialGuidance

How Does a Cash-Out Mortgage Work?

A cash-out mortgage is designed to help homeowners access the equity in their property. It requires homeowners to borrow more funds than what they owe on a home.

americanfinancing.net/refi/cash-out-…

Mortgage Myth:
Refinancing is too much of a hassle. Not with us! We can help simplify the process and make refinancing easy.

#RefinancingMadeEasy #SimplifiedProcess #ExpertAssistance

Mortgage Tip:
Speak with our salaried mortgage experts to determine if a fixed-rate mortgage is right for you.

#FixedRateMortgage #InterestRateSecurity #PeaceOfMind

Mortgage Myth:
You can’t negotiate mortgage rates. False! Some aspects of a mortgage can be negotiable.

We can guide you on how to negotiate effectively.

#NegotiatingRates #MortgageDeal #EffectiveNegotiation

Mortgage Tip:
Be prepared to make a down payment. The larger your down payment, the lower your monthly mortgage payments will be.

How a 5-Year ARM Refinance Works

Consider a 5-year ARM refinance before the initial period expires. Choose between another ARM, a fixed-rate mortgage, and a cash-out...

americanfinancing.net/refi/5-year-ar…

Mortgage Myth:
Lenders only look at your salary when deciding whether to approve you. That's a half-truth. Lenders also consider your credit score, debt-to-income ratio, employment stability, and more.

#LenderConsiderations #CreditScoreMatters #BorrowerEligibility

Mortgage Tip:
Get pre-approved for a mortgage before you start shopping for a home.

#PreApprovedMortgage #SmoothHomeBuying #FinancialConfidence

Pay off credit card debt faster with help from your home equity. Our customers are saving an average of $700 a month. Call (800) 910-4055 & learn what we can do for you.

americanfinancing.net/refinance

Mortgage Myth:
Your interest rate reflects the total cost of the mortgage. Not exactly. While it's an important factor, it doesn't include other costs like PMI, closing costs, or loan origination fees.

#TotalCostOfMortgage #BeyondInterestRate #FinancialClarity

Mortgage Tip:
Shop around for the best mortgage rate. Don't just go with the first lender you talk to. Get quotes from several lenders so you can be sure you're getting the best deal.

#MortgageRateShopping #MultipleQuotes #BestDealSearch

The Best Title Companies and Tips for Choosing Yours

There’s no question that finding the best title companies can be a major challenge. Read this article for our list, as well as tips on how...

americanfinancing.net/mortgage-basic…

Mortgage Myth:
Adjustable rate mortgages are always a bad idea.

#AdjustableRateMortgages #FinancialFlexibility #ExpertOpinions

Mortgage Myth:
All lenders charge upfront fees to get started.

#NoHiddenCosts #TransparentLending #UpfrontFees