Spending depreciates.
Investing appreciates.

Spend on assets that
Grow in value, not on liabilities.

You get the life you work for. Not the life you wish for. Not the life you wait for. But life you consistently grind for.

Earning more money is only half the equation.

Making that money work for YOU is the other half.

The ultimate goal: Save & invest until passive income exceeds expenses.

Financial advice from broke people is like:

• Getting a sermon from a preacher in a strip club

The market is a weighing machine over time. Best way to INVEST long-term:

1) Buy stocks of high-quality businesses you deeply understand
2) Hold them long-term (5-10+ years)
3) Add on dips; reduce on rises
4) Reinvest dividends
5) Ignore short-term noise

Not everyone is cut out for success.

Sometimes, they were simply born to lose.

The market is a weighing machine over time. Best way to INVEST long-term:

1) Buy stocks of high-quality businesses you deeply understand
2) Hold them long-term (5-10+ years)
3) Add on dips; reduce on rises
4) Reinvest dividends
5) Ignore short-term noise

It's comical.

$60 in Coca Cola stock feels like Mount Everest.

But 8 beers with the boys?

A casual Thursday.

It's comical.

$60 in Coca Cola stock feels like Mount Everest.

But 8 beers with the boys?

A casual Thursday.

Earning more money is only half the equation.

Making that money work for YOU is the other half.

The ultimate goal: Save & invest until passive income exceeds expenses.

Not everyone is cut out for success.

Sometimes, they were simply born to lose.

You don't need millions to retire with the 4% RULE.

1) Save 25x your annual expenses
2) Withdraw and spend 4%/year
3) Invest the rest in low-cost index funds

Withdraw 4% per year.

Sit back & enjoy your life with zero worries.

The secret to GETTING THINGS DONE is simple:

Wake up early.
Stay up late.
Grind harder than everyone else.

Repeat daily.

You don't need millions to retire with the 4% RULE.

1) Save 25x your annual expenses
2) Withdraw and spend 4%/year
3) Invest the rest in low-cost index funds

Withdraw 4% per year.

Sit back & enjoy your life with zero worries.

The secret to GETTING THINGS DONE is simple:

Wake up early.
Stay up late.
Grind harder than everyone else.

Repeat daily.

Spending depreciates.
Investing appreciates.

Spend on assets that
Grow in value, not on liabilities.

You get the life you work for. Not the life you wish for. Not the life you wait for. But life you consistently grind for.

Not investing in the stock market? Research.

Ready to invest? Start small.

Feeling unsure after investing? Learn more.

The cycle continues

If getting rich was as easy as eating pizza, we'd all be millionaires!

The ultimate financial formula.

Income: x
Expenses: y

If y > x, you're in trouble.
If x > y, invest the remainder.

3 simple lines to save a lifetime of financial stress.

Master this and you crack the code to building your net worth.