theficouple(@theficouple) 's Twitter Profileg
theficouple

@theficouple

Millennials who teach Real estate & Personal Finance| Paid Off $100k Debt in 3 Years| Own 11 Rentals| Financial Freedom in our 30’s|

ID:1333049564736221184

linkhttps://www.instagram.com/theficouple?igsh=YmdkaDl3dG83c2M%3D&utm_source=qr calendar_today29-11-2020 14:06:06

39,6K Tweets

77,6K Followers

1,1K Following

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Life is so expensive that both parents need to work.

This means kids are at daycare all day and those workers don’t get paid very much.

So future generations are being raised by overworked, underpaid people all day.

This is a wicked problem.

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Bitcoin is a perfect investment for people who are already rich and who want to try and get richer.

And 90% of people aren't rich sooo....

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If you can’t live a really epic life making $200,000 a year?

You might have a spending problem, not an income problem.

Do you agree?

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The richest person you know in real life?

I would bet you $100 they own real estate.

That is not a coincidence.

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Our daughter is 9 months old today and is crawling everywhere.

We have the financial freedom to be with her 100% of the day & experience moments like this.

Hard work pays off & its the little things that mean the most.

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Myth: You need 25% down to buy real estate

Fact: Down payments we have used:
5%
3.5%
5%
5%
5%
5% (soon)
5% (soon)

Don't let the myth that you need 25% down stop you from buying real estate.

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Social media makes it seem like everyone is rich & $100,000 saved for retirement is not a lot.

Fact: 78% of Americans have $50,000 or less saved for retirement.

Social media lies.

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5 Places that will pay you to move there:
1. Lincoln, KS
2. Hamilton, OH
3. Tulsa, OK
4. Rochester, NY
5. Topeka, KS

What do you notice?

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Unpopular Opinion:

Parents should charge their adult kids rent.

If they live at home but are also working a job?

They should be paying some form of rent.

Do you agree?

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There are self-employed people working 70 hours a week barely making $80,000/yr.

Why not just get a good 9 to 5 job where you can make $80,000/yr and still have a personal life?

Will never make sense to me.

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Dave Ramsey says the S&P 500 can average 12% rate of return & retirees can live on 8-10%.

The S&P 500 has averaged 10.56% the last 100 years...

When adjusted for inflation, the average return is 7.4%.

Dave Ramsey should retire.

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Little to no debt and $80,000+ a year.

Or…

$100,000+ of debt and $50,000 a year?

Glad to see Gen-Z is doing the math👌🏻

Little to no debt and $80,000+ a year. Or… $100,000+ of debt and $50,000 a year? Glad to see Gen-Z is doing the math👌🏻
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We have decided to 100% outsource lawncare in 2024.

We found a company that will mow lawns for two duplexes we own on the same street 2x a month for $160/mo.

How much does everyone spend on lawn service?

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I turned 34 this year.

The advice I'd give my 24 year old self?
1. Avoid car loans
2. Put in extra work (50+ hours a week)
3. Drink more water
4. Network with people 2-3 steps ahead of you
5. Be okay with letting go of old friendships

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College is 250% more expensive than it was 30 years ago.

But are graduates making 250% more? No.

How about professors, are they getting paid 250% more? No.

So, when we talk about loan forgiveness, let's also talk about holding colleges accountable.

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If a property will give us $11,570/yr of cash flow?

And we can buy it using $40,000?

Thats a ~29% cash on cash return.

That’s a good deal for us.

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Problem: You want to buy real estate but don't know how to analyze deals.

Solution: We made a deal analysis tool thats helped over 4,800 people.

Oh, and it's FREE!

Like this post & comment 'analyze' and we will DM you the guide🙋🏻‍♀️🙋🏼‍♂️

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