A U.S. veteran can purchase up to a 4-unit property with zero money out of their pocket. There is also no private mortgage insurance. It is the best loan product out there, called a VA loan.

Office cleanup and prepping for the week. Came across this from 4+ years ago. I wasn’t even full time in the mortgage business yet. COVID just hit a month earlier and I was “working” from home at my WS job while starting to gear up in the mortgage business. First full time day

Jay's parents philosophy was that he was going to get back to college after working in real estate! Check out this video and learn why this wasn't the case.

"When you're a repeat player, when your world is your business and your business is your world, it's all about long term relationships. In any negotiation I believe in leaving a little bit on the table. And in any relationship I believe in sharing the stakes. I've been doing

Here are the #'s on a $770,000 3 bed / 3 full & 1 half bath condo! The information I pulled is from Danbury, CT. 5% Down-payment = $38,500 (Loan Amount = $731,500) Closing Costs = $23,100 Total Cash to Close = $61,600 Principal and Interest Payments = $4,552 per month (6.350%

Stanley's business goal is to help people achieve their goals, and as a consequence grow his business network! Do not miss this video where he talks about this.

Talking about your friend who has a tough time approaching girls 🤣

Here are the #'s on a $650,000 5 bed / 3 full & 1 half bath single-family! The information I pulled is from Bridgeport, CT. 10% Down-payment = $65,000 (Loan Amount = $585,000) Closing Costs = $19,500 Total Cash to Close = $84,500 Principal and Interest Payments = $3,640 per

In this video, Doc Esposito talks a little bit about his journey as a wrestling coach! Do not miss out on these amazing anecdotes where Doc Esposito let us in on his life.

Good news! You can refinance your mortgage in the future. Check out this video where I explain how you can do it and some of the reasons why this is a very good option for you.

Here are the #'s on a $1,495,000 7 bed / 5 full & 2 half bath single-family! The information I pulled is from Wilton, CT. 20% Down-payment = $299,000 (Loan Amount = $1,196,000) Closing Costs = $44,850 Total Cash to Close = $343,850 Principal and Interest Payments = $7,442 per

On this video, Ralph talks about how one of his dearest friends was forced into bankruptcy and how he then came out of it!

Early AM podcast with my friend Marco Miranda, owner of Pillar to Post Home Inspections! We talked about his journey to US at 16 from Portugal, opening PTP 11 years ago and how they are growing now! Then a lunch trip over to Port Jeff with the paisans! Cross + Jay Cannone

Thinking about going to the Mortgage Banker's Association conference in Denver in October. Any suggestions to make the most out of an industry conference? I would like to meet other owners of larger independent mortgage banks. I'll be doing some homework and looking those up

Here are the #'s on a $1,475,000 3 bed / 2 full & 1 half bath single-family! The information I pulled is from Darien, CT. 5% Down-payment = $73,750 (Loan Amount = $1,401,250) Closing Costs = $44,250 Total Cash to Close = $118,000 Principal and Interest Payments = $8,719 per

Here are the #'s on a $599,900 3 bed / 3 full bath single-family! The information I pulled is from Trumbull, CT. 20% Down-payment = $119,980 (Loan Amount = $479,920) Closing Costs = $17,997 Total Cash to Close = $137,977 Principal and Interest Payments = $2,986 per month

Did you know that the first persons that Doc Cavalier's son trained was Ralph Roballey? In this video he talks bout that and makes a joke about not looking in shape!

Here are the #'s on a $375,000 2 bed / 1 full bath single-family! The information I pulled is from Redding, CT. 20% Down-payment = $75,000 (Loan Amount = $300,000) Closing Costs = $11,250 Total Cash to Close = $86,250 Principal and Interest Payments = $1,867 per month

How was the inflation environment in 2006-2008? Outside of real estate.

Here are the #'s on a $659,000 3 bed / 2 full bath single-family! The information I pulled is from Stamford, CT. 5% Down-payment = $32,950 (Loan Amount = $626,050) Closing Costs = $13,180 Total Cash to Close = $46,130 Principal and Interest Payments = $3,834 per month (6.200%