Credit Access Grameen Q4FY24 Business Update:

The MFI-NBFC continues to grow at a solid pace. They lend mostly in the JLG (Joint Lending Group) model followed by newer segments like individual MFI loans and LAP business loans for the graduating MFI customers.

They grew their

Kajaria Ceramics Q4FY24 Business Update:

The company is a tile manufacturing company with 90% sales coming from the tile segment.

The company had to reduce its guidance of growing volumes at double digits and ended up growing sales volumes at 6% YOY in FY24.

Sales volumes

Delta Corp Q4FY24 Business Update:

Sales grew 17% YOY.

The company establish decent top-line growth considering all the problems it is facing regarding GST tariff hikes and subsequent big jump in costs.

Profits before exceptional items and tax grew 13% YOY.

United Breweries Q4FY24 Business Update:

The business did grow at a good pace.

Sales grew 20% YOY.

They did also report healthy positive cash flows in FY24.

Pretty good set of numbers from the makers of Kingfisher beer.

Pidilite Industries Q4FY24 Business Update:

The business is finding it hard to grow sales.

Consolidated sales grew 9% YOY.

Benign raw material prices shot up margins for the business.

The demand environment remains challenging in the short term.

I am not going anywhere

Q4 Business Update:

> Muthoot MFI
> Fusion MFI

Q4 Business Updates:

> Prudent Corporate Advisory Services
> Marico Ltd

I spent most of the time explaining the Prudent model.

Nothing much to speak about grandfather Marico.

Q4FY24 Business update: Usha Martin Concall

Marico Ltd Q4FY24 Business Update:

Tough to make money for shareholders when volume growth is at 3% and overall sales grow 2%.

Prudent Corporate Advisory Services Q4FY24 Business Update:

Prudent is a Mutual Fund and Insurance distribution company and makes its own money in commissions from the AMCs and the Insurance companies.

Around 80% revenues come from the MF distribution (mostly Equity Mutual

Fusion Micro finance Q4FY24 Business Update:

The NBFC grew its loan book by 23% YOY in line with management guidance to grow the book between 20-25%.

Fusion MFI did struggle in the past with loan waiver problems in Punjab.

It is good to see that asset quality has improved for

Muthoot MFI Q4FY24 Business Update:

The NBFC provides micro finance loans to groups of women (JLG Model) mostly in Southern India.

The loan book grew 32% YOY in FY24 in-line with the management guidance to grow the book at around 35%.

Asset quality remains pristine with

A member of my audience on X identified me at Mussoorie today.

It was a great feeling. This is like the third time it has happened to me in the past few months.

Out of this world feeling!

This is the power of the internet. You can spread your work to a global audience and

In today's video, I discuss : Zen Technologies Ltd

Business Model, Q4 numbers, Guidance and Financial Statements.

Things continue to remain good directionally for Angel One in the April monthly business update.

Client base grew 62% YOY.
Number of orders grew 98% YOY.

KKR looking down at the other teams from the top of the table.

Q4 Result update:

> The Anup Engineering Ltd
> Ksolves Ltd